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The CFO’s Guide to Travel Benefits: ROI, Margin, and the Cannibalization Question

Blog The CFO’s Guide to Travel Benefits: ROI, Margin, and the Cannibalization Question Somewhere between the loyalty team’s business case and a signed contract sits a finance review, and that is where perk programs usually stall. Not because CFOs are hostile to retention — because the business case, as presented, is usually an engagement story, […]

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Retaining High-Value Policyholders When Nearly 1 in 3 Customers Switch

Blog Retaining High-Value Policyholders When Nearly 1 in 3 Customers Switch Insurance has spent the past several years repricing risk, and policyholders have responded the way rational customers do: they went shopping. J.D. Power data reported in early 2026 shows a record 57% of auto insurance customers shopped for coverage in 2025, up from 49%

Retaining High-Value Policyholders When Nearly 1 in 3 Customers Switch Read More »

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The Non-Dues Revenue Playbook: How Associations Can Grow Revenue and Keep Members at the Same Time

Blog The Non-Dues Revenue Playbook: How Associations Can Grow Revenue and Keep Members at the Same Time For most associations, non-dues revenue and member retention are managed as two separate problems by two separate teams. They are not separate problems. They share a single root cause — a gap between what membership costs and what

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Neobank Profitability: Why Interchange Alone Won’t Get You There

Neobank Profitability: Why Interchange Alone Won’t Get You There

Blog Why Interchange Alone Won’t Make Your Neobank Profitable Most neobanks have proven they can acquire customers. What they have not proven, at scale, is that they can make money from them. The pattern is now well documented: a digital bank grows to millions of accounts, posts impressive download and sign-up numbers, and still cannot

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What Is Customer Retention? (And the One Lever Most Subscription Operators Underestimate)

Blog Why A Travel Club Loyalty Is A Win-Win For Revenue Quick answer Customer retention is the percentage of customers a business keeps over a given period. For subscription and membership operators, it is the single most important lever for revenue growth, a 5% increase in retention can lift profits by 25-95%. The fastest-moving retention

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Churn Rate Analysis Reveals Why Month 4 Is Your Loyalty Program’s Danger Zone

Blog Churn Rate Analysis Reveals Why Month 4 Is Your Loyalty Program’s Danger Zone Loyalty platforms and subscription businesses spend a great deal of energy celebrating new member signups. What they spend far less time examining is the quiet exit that happens roughly four months later. This is not a rare edge case. It is

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Credit Card Benefits Are Not For Engagement: Millennials Want More Travel Rewards

Blog Credit Card Benefits Are Not For Engagement: Millennials Want More Travel Rewards Everyone had an impression that credit card companies must have loyalty points or rewards programs to keep the card users engaged, but the benefits offered have multi-generational perceptions. Millennials are the generation in focus right now, for their spending patterns have set

Credit Card Benefits Are Not For Engagement: Millennials Want More Travel Rewards Read More »

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10 Cruise Tourism Trends for 2026: Travel Platforms Need To Stay Ready

Blog 10 Cruise Tourism Trends for 2026: Travel Platforms Need To Stay Ready Cruising keeps breaking records every year. The cruise industry just crossed 40 million global passengers. That milestone wasn’t supposed to happen until 2027, but demand accelerated faster than anyone projected. For travel platforms, this creates both opportunity and risk.  For loyalty programs,

10 Cruise Tourism Trends for 2026: Travel Platforms Need To Stay Ready Read More »

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